Heewal

Payout & collection partner in The Gambia

Your last mile in The Gambia, run by people who live there.

Heewal pays your customers out to Wave, Afrimoney, QMoney and APS wallets, Gambian bank accounts and cash counters, and collects dalasi for you. One licensed local partner, one integration, one settlement.

Talk to partnerships See how it works
  • Licensed Gambian FX bureau
  • Every major mobile-money network
  • Gambian banking partners
A businesswoman smiling at her desk as she signs a contract

Payouts, collections and FX in The Gambia.

Customers at a mobile money outlet, with an agent serving them at the counter

Payouts

Every way Gambians receive money, through one partner: mobile money, bank accounts and cash pickup.

A customer at the door of a small shop that is a mobile money and bank agent

Collections

Collect dalasi from anyone in The Gambia, settle where you need it.

A young woman reading her smartphone outdoors

Integration

Live in weeks, not quarters. A REST API with webhooks, or batch files if you’re starting simple.

Settlement

Pre-fund and settle in dollars, dalasi or stablecoins.

Partners fund their float and settle with Heewal in USD, GMD, USDT or USDC, on business days, with a licensed bureau on the other side of every settlement.

Settlement details

Currencies
  • USD
  • GMD
  • USDT
  • USDC
Settlement days
Business days
Your counterparty
A licensed foreign-exchange bureau
A bank adviser going through documents with a client in a branch

Why Heewal

Global platforms bring the sender. You still need someone on the ground.

You've already built the app, the licences and the marketing abroad. The last mile is local: networks, banks, cash, regulators and people. That is where we work every day.

  • Local expertise
  • Licensed and regulated
  • Dalasi liquidity
  • Mobile money, natively
  • Banking partners
  • Compliance you can audit

Why Heewal

Who we work with

Built for the companies moving money into The Gambia.

Remittance platforms

Diaspora send apps from the UK, US, Europe and the Nordics that need wallet, bank and cash payout.

Fintechs & EMIs

Wallets and payment companies that want to add The Gambia without building a local operation.

NGOs & payroll

Bulk disbursements to staff, beneficiaries and suppliers, with a report for every payment.

Businesses

Companies that collect from Gambian customers and settle in dalasi or hard currency.

Let's open The Gambia for your customers.

Tell us about your business and the corridor you're opening. A member of our partnerships team will reply within one business day.

Talk to partnerships