How it works
Live in weeks, not quarters.
One conversation, due diligence both ways, testing together, then a controlled pilot. Our team does the set-up work alongside yours.
Illustrative example
Four steps to your first payout.
Talk to us
Tell us your corridors, volumes and the payout types you need. We reply within one business day.
Due diligence, both ways
We share our licence, policies and ownership, and you share yours. The agreement and service levels are signed.
Connect and test together
We agree with your team how payment instructions reach us and how you hear back, then test every payout type together before any customer money moves.
Pre-fund and go live
Fund your float in USD, GMD, USDT or USDC. Start with a controlled pilot, then open the corridor fully.
- A named partnerships managerWho stays with you after launch
- Onboarding with your teamsOperations, compliance and finance
- Test payouts on every routeEach wallet, bank and counter
- A daily reportEvery payout, collection and settlement
- An operations desk in The GambiaProblems resolved the same day
Which payout methods do you support?
Mobile-money wallets (Wave, Afrimoney, QMoney and APS), Gambian bank accounts, and cash pickup at Heewal counters. You can offer all of them through one partner.
How fast do payouts arrive?
Wallet payouts usually land within seconds. Bank credits follow the bank's clearing times. Cash is ready to collect as soon as the payout is confirmed.
How do funding and settlement work?
Partners pre-fund a float in USD, GMD, USDT or USDC. We convert at an agreed rate and pay out from the float. For collections, we settle the net amount on business days, with a daily report.
How do we connect with you?
However suits your team. We agree how payment instructions reach us and how you hear back about each one, then test it all together before launch. Our team does the set-up work alongside yours.
Are you licensed?
Heewal is a licensed foreign-exchange bureau in The Gambia. We share our licence, AML/CFT policies and ownership details during due diligence.
What does it cost?
Pricing depends on payout method, volume and FX. Tell us your corridor and expected monthly volume and we'll send a proposal.
Open The Gambia for your customers.
Tell us about your business and the corridor you're opening. Our partnerships team replies within one business day.